David Higgins' Blog
If you are planning to move with truck rental, it is essential you get moving truck insurance. Therefore, you need to look at the company's insurance and protection policies.There are several advantages of having moving truck insurance, apart from the peace of mind it brings, it also protects you against any unforeseen happenings.
What are the types of truck rental insurance? The four types of truck rental insurance include:
This type of rental insurance protects against theft or any damage to the truck. The person renting the truck will be responsible for any damage done to the vehicle if the company offers a personal damage waiver. The individual that rents the truck will bear up to $500 worth of damage if the company issues a limited damage waiver. The truck rental company will take care of the rest in this case.
Supplemental Liability Insurance
Supplemental liability insurance protects you when you hit a vehicle. This insurance policy protects renters against any claims leveled against them.
Personal Accident and Cargo Protection
The Personal Accident and Cargo Protection insurance protects the renters and the belonging while inside the truck. This type of insurance does not cover damage because of shifting cargo or theft. It is advisable to go through the details of this protection policy to know what it covers and does not cover.
Auto Tow Protection
You need Auto Tow Protection insurance if you are using a trailer to tow your vehicle. This insurance protects the car against any damage done while pulling your vehicle. The Auto Tow Protection policy covers damage caused by hail, windstorm, landslide, collision, flood, or explosion.
Advantages of Moving Vehicle insurance
There are lots of benefits of buying coverage from your truck rental company. A lot of renters underestimate the importance of having moving vehicle insurance because they think that occurrences that warrant insurance are less likely to occur. Here are some benefits of moving vehicle insurance:
It offers protection against unplanned circumstances like an accident, theft, damage among others
Moving vehicle insurance gives you peace of mind when you are moving your belongings from one location to the other.
You can get your belongings covered by purchasing additional cargo insurance. This insurance policy protects your items against damage. Be sure to check the insurance policy to know what it includes.
If you are planning to move your belonging to your new house, do not overlook the importance of having moving truck insurance because of all the benefits and protection that it offers you. Don't forget to ask your mover before committing to a moving truck.
Looking for a quality daycare can be pretty overwhelming. There are probably many childcare centers in your area, but you want to make sure you find one that suits your family. It's always crucial to ask the right questions when interviewing daycare centers into which you're potentially enrolling.
1. Is the center licensed?
It's important to be sure that the daycare center has certification under state regulations. You are legally able to request to see their license and any notes written regarding safety hazards or other infractions issued to the center.
2. Do they have an open door policy for parents?
It’s crucial to know the facility’s policy on parents dropping in unannounced. If the center does not allow you to come by anytime, this could be a potential red flag.
3. What’s your policy on____?
It’s important to ask about the center’s protocol on things such as discipline, nap-time, screen time, and allowing sweets. If you have strong feelings about any of these topics, it’s important to ask about providing specific instructions geared toward your child.
4. Can you accommodate special circumstances?
It’s important to note in the interview certain special circumstances to your children such as breastfeeding, cloth diapering, allergies, medications, or special food requirements. Some daycares will not be suitable for your child’s specific needs.
5. What’s your sick child policy?
If your child or another child in the facility becomes ill while in the care of the center, it's important to note how the staff will handle it. Proper care is especially crucial to infants as illness among children can spread rapidly. Be sure that the facility takes sickness seriously and will send any child home if they become ill.
6. What’s your policy on immunizations?
Regardless of your stance on vaccines, it’s important to know what the daycare policy is for each child and if they are required to be kept up to date.
7. What’s the staff to child ratio?
Your state will require each center to have a certain amount of qualified staff members available in the classroom. Be sure to research the requirement of your state and if the center adheres.
8. What are the qualifications of the staff here?
It's important to note the process staff members have to go through before they are allowed to interact with children. Ask the facility manager what type of training is required, what they teach them, and whether staff members need specific certifications? It will bring you peace of mind to know that each teacher is trained for emergencies and are fully certifications in Infant and Child CPR and First Aid.
Finding the right daycare facility may take time, but it's a decision that you want to be sure you make the right call. Ask friends, neighbors, and other parents in your community which daycare center in their area they like best.
Contrary to popular belief, not everyone likes to be in warm sunny weather all the time. For those, a move to a colder clime could be just the thing. However, moving is different than visiting, and you need to come prepared, or you just might freeze. Here is a starter list of useful tips to make your cold weather move easier.
Organize Your Clothes (and buy new ones)
Those who live in colder climates often experience a more significant variation in seasons than in warmer areas. That means you can't just get rid of your summer clothes, and now you must plan for spring and autumn clothes and a then a winter wardrobe as well. Start by seeing just how much you have of each. Next, look through your summer clothes and sort out things that can be used during another season by layering them with other items or just on their own. Now, pare down those summer-only clothes to just the additional pieces you need to make up a three month or so summer wardrobe. Now comes the fun part, check your spring/autumn and winter wardrobes, do they look at little thin? Great! That means when you get to your new home, you can raid the local shopping to fill out your wardrobe, which serves the double purpose of starting your move off with some fun and exploration of the local businesses in your new neighborhood.
Prepare Your Car
One of the most dangerous changes you will face is the difference in caring for your car. If you don’t plan for snow, ice, freezing rain and just general cold, you could end up in trouble. First, equip your car with a variety of snow tools such as an ice scraper, gloves, and a snow brush and learn how to use them. A quick search online will get you some great how-to videos, and you may even find one just for your car. Lastly, ensure you keep a couple of candles, some matches and a lighter in your vehicle at all times. If your car stalls or otherwise loses power, and you're stuck out in the cold, a single candle can keep the temperature in your car high enough to keep you alive until help comes.
Prepare Your Home
Organize your new home around the seasonal changes you will experience. Remember that sorting of clothes? Do the same thing for decorations, outdoor tools and pretty much everything else you own. Organize your storage cyclically so that you can move things back and forth as the seasons progress. Make sure you have prepared for winter as it rolls around by getting a snow shovel and rock salt for clearing walks and driveways. Set up shoe and boot racks near your doors for snowy footwear to keep it from tracking through your home. Remember that every guest will have a coat, hat, scarf and possibly more, so keep coat hooks and closet space available. Decorative snow and mud removal entry mats are a great way to keep the tracks to a minimum. Finally, ensure you have an alternate heat source such as battery-powered heaters and extra blankets in case you lose power in the winter and need to keep warm. Propane tank based fireplaces and heating systems are great because they don’t depend on the city utilities, so if the power goes down, you still have heat, as long as you keep the tank full.Ask your real estate professional about any specific cold weather advice for your brand new home!
After you accept an offer on your house, it may be only a few weeks before you have to pack up your belongings and move. And if you know exactly which packing supplies to pick up, you should have no trouble getting ready to relocate to a new address.
Ultimately, there are several must-have packing supplies to pick up before an upcoming move, and these include:
1. Boxes of Varying Sizes
Transporting items of different sizes can be difficult. Fortunately, there are many quick, easy ways to find moving boxes of varying sizes.
Typically, you can buy moving boxes at any home improvement or hardware store. Depending on how much you own, you may need to pick up tiny, small, medium and large moving boxes in assorted quantities.
For those who are looking to save money on moving boxes, you may be able to pick up various boxes from local convenience stores and supermarkets as well.
Contact local convenience stores or supermarkets to find out if they offer free boxes. Be sure to reach out to these shops at least a few weeks before your move; that way, you can pick up free boxes and still have plenty of time to pack up your belongings.
2. Packing Materials
Bubble wrap, polyurethane foam and other packing materials guarantee that your personal belongings will stay safe as you travel from Point A to Point B. Therefore, you should purchase a variety of packing materials to protect antiques, glassware and other fragile items during your move.
Of course, it never hurts to be creative with packing materials, either. And if you have old clothing or towels, you may be able to use these items as packing materials too.
3. Colored Markers or Stickers
If you commit significant time and resources to pack up your belongings, you surely want to know where to place these items in your new home. Luckily, colored markers and stickers make it easy to label your moving boxes.
Colored markers and stickers can help you keep track of your personal items during your move. Plus, these markers and stickers are inexpensive and easy to use, making them exceedingly valuable for those who want to streamline the process of getting unpacked at a new address.
Clearly, there are many essential packing supplies to pick up prior to moving day. If you require extra help as you prepare for an upcoming move, it never hurts to reach out to a professional moving company for support.
A professional moving company can help you pack up your belongings and take them to your new address. Also, this business employs friendly, diligent moving professionals who will help you take the guesswork out of getting ready for moving day.
Lastly, don't hesitate to reach out to a real estate agent for moving advice. This housing market professional can help you sell your house, put you in touch with professional moving companies in your area and much more.
If you've recently sold your house or are preparing to list your residence, now may be the perfect time to cut down on clutter. That way, you can remove excess items from your home and earn extra cash before you move into a new residence.
Of course, selling excess items may prove to be difficult, particularly for those with limited time and resources at their disposal. But individuals who use the web to their advantage should have no trouble selling excess items.
What does it take to effectively promote a wide range of items online to prospective buyers? Here are three tips to help you do just that.
1. Take Excellent Photos
Regardless of whether you're looking to sell an old tennis racquet or a rarely used refrigerator, it is important to take outstanding photos of your items. This will enable potential buyers to get a look at what an item has to offer and decide if it is right for them.
Before you photograph an item, clean this item thoroughly. By doing so, you can ensure the item will look pristine before you post photographs of it online.
Furthermore, take pictures of an item from multiple angles. And be sure there is sufficient lighting when you capture photographs, as this will allow you to showcase the true beauty of any item, at any time.
2. Provide Relevant Information
When it comes to selling excess items online, it pays to be honest. If you provide accurate, relevant information about an item to prospective buyers, you can increase the likelihood of connecting with the right audience.
Also, don't forget to include an engaging headline in your item description. This will help your item listing stand out from others, thereby improving your chances of stirring up substantial interest from dozens of potential buyers.
3. Respond to Buyer Concerns and Questions Immediately
An alert online seller usually is a profitable one. As such, if a buyer has a concern or question about an item listing, it is important to respond as quickly as possible to boost your chances of getting the best possible results.
For example, if you publish an item listing on Craigslist and a potential buyer sends you an email, you should try to respond within the first few hours. This will allow you to connect with the buyer and reduce the risk that the buyer will become impatient and look elsewhere for the same item.
If you need help decluttering your house and listing excess items online, your real estate agent may be able to lend a helping hand. This housing market professional understands the complexities of selling a house and moving into a new residence. Therefore, he or she can help you find innovative ways to declutter and streamline the moving process.
Take advantage of the aforementioned pre-moving tips – you'll be happy you did. Thanks to these tips, anyone can declutter a residence, sell excess items online and earn extra cash at the same time.